Living Standards Measurement Study 2015-2016 Wave 3 – Nigeria: Savings

The Living Standards Survey-Nigeria: Savings measure uses 10 items from the third wave of the Nigeria General Household Survey (NGHS-3), which is a nationally representative, multi-dimensional survey conducted across Nigeria in two visits: post-planting and post-harvest seasons. The measure captures bank account use and other forms of formal savings activities. Navigational aspects (i.e. skip-out patterns and next question sequences) have not been included on this page but can be viewed on the original questionnaire located here.

ITEMS:

1. Some people like to keep their money in an account at a bank. Do you have a bank account?

Response Options:
Yes - 1
No - 2

2. In which bank(s) do you have your (accounts)?

Response Options:
____ [Bank 1]
____ [Bank 2]
____ [Bank 3]

3. Before you got this bank(s) account(s), did you search for information from a range of sources?

4. Did you consider many alternatives before you decided which bank(s) account(s) to get?

5. Did you check the detailed terms and conditions of the bank(s) account(s) before you got it?

Response Options:
Yes - 1
No - 2

6. Did you check the detailed terms and conditions of the bank(s) account(s) carefully or just to get a rough idea of what they were?

Response Options:
Checked carefully - 1
Checked to have a rough idea - 2

7. Did you consider many alternatives before you decided which bank(s) account(s) to get?

8. Now think of all the ways that you save money, in other words, where you put money to use later. In the last 12 months, have you used a cooperative, savings association or micro-finance institution to save money?

Response Options:
Yes - 1
No - 2

9. Apart from banks, what type of the financial institution(s) such as cooperative society (ies), savings association (s), or micro-finance institution (s) that you used to save money in the last 12 months?
LIST UP TO THREE.

Response Options:
Cooperative Society - 1
Savings Association - 2
Micro-Finance - 3

10. Have you used any informal savings groups (adashi/esusu/ajo) to save money in the past 12 months?

Response Options:
Yes - 1
No - 2

CATEGORIES:


GEOGRAPHIES TESTED:

Nigeria

POPULATIONS INCLUDED:
Female
Male

AGE RANGE:
Adolescents
Adults

DOWNLOAD MEASURE

Scoring Procedures:

Not Applicable

PRIMARY CITATION:

National Bureau of Statistics (NBS) - Federal Government of Nigeria. (2019). Nigeria - General Household Survey, Panel 2015-2016, Wave 3. https://microdata.worldbank.org/index.php/catalog/2734/related-materials

Pyschometric Score:

FORMATIVE RESEARCH

 Qualitative Research

 Existing Literature/Theoretical Framework

 Field Expert Input

 Cognitive Interviews / Pilot Testing

RELIABILITY

 Internal

 Test-retest

 Interrater

VALIDITY

 Content

 Face

 Criterion (gold-standard)

 Construct

Psychometric Scoring

NO
Total Score: 0.00/10 Points (NO DATA) 

Citation Frequency

No

KEY

 FULL POINTS
 PARTIAL POINTS
 NOT ASSESSED
 NOT APPLICABLE

For more details, see Scoring Methodology

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