Items:

Items:

3. How do you feel about the following statements:

a. Food

Response Options: No answer. Less in quantity. Same as before [microcredit program participation]. More in quantity. Better quality of food. Not applicable.

b. Clothing

Response Options: No answer. Same as before [microcredit program participation]. Worst than before, can't buy now when needed. Can now buy when needed. Can now buy when I want even if not needed. Not applicable.

c. Medical Care

Response Options: No answer Same as before [microcredit program participation] Have to look now for money when somebody got sickduring emergency Can now have savingscash for emergency needs Not specify Don't know Not applicable

d. Provision of educational expenses

Response Options: No answer. Same as before. Doesn't now have the capacity to send all my children to school. Doesn't now have the capacity to send some of my children to school. Can now confident that I can send my children to schoolcollege. Can have savings for my children's education. No more students. Not applicable.

e. Home improvements

Response Options: No answer. Same as before. Doesn't have money now to even fix the house. Can now have savings to repair the house. Can now buy household appliances. Not specify. Not applicable.

f. Use of time

Response Options: No answer. Same as before. Spend more time for business and less time for household chores. Spend more time for business as well as for household chores. Spend more time for family and leisure. Spend less time for family and leisure. Not specify. Not applicable.

g. Ownership of assets

Response Options: No answer. Same as before. Owned more assets than before. Owned less assets than before. Not specify. Not applicable.

h. Physical Mobility

Response Options: No answer. Same as before. Has more freedom to move. Has less freedom to move. Not specify. Not applicable.

i. Perception of one's status

Response Options: No answer. Same as before. Feel more empowered. Feel less empowered. Not applicable.

j. Training needs

Response Options: No answer. Does not need training. Need to acquire business skills. Need to acquire marketing skills. Need to acquire financial skills. Need to acquire negotiating skills. Need livelihood trainings. Not applicable.

k. My role in performing HH chores l. The care of children m. I'm now capable of using my income n. I still have less control o. I now have a greater say p. I am now more active q. I now have greater self-confidence r. I now understand the division of work s. I now understand that my role may differ

Response Options: No answer. Strongly agree. Agree. Disagree. Strongly disagree. Don't know. Not applicable.