Global Findex Questionnaire 2017: Account Ownership

The Global Findex Questionnaire 2017: Account Ownership measure includes 3 items from the 2017 Global Findex Questionnaire. The items ask respondents about personal or shared ownership of a formal account or debit card at a financial institution. The 2017 Global Findex Questionnaire is a multi-country survey developed by the World Bank, which aims to capture the condition of financial inclusion globally. Navigational aspects (i.e. skip-out patterns and next question sequences) have not been included on this page but can be viewed on the original questionnaire located here.

Short Measure Multi-Country

ITEMS:

1. An account can be used to save money, to make or receive payments, or to receive wages or financial help. Do you, either by yourself or together with someone else, currently have an account at a bank or another financial institution? Yes or no?

2. A/An [local terminology for ATM/debit card] is a card connected to an account at a financial institution that allows you to withdraw money, and the money is taken out of THAT ACCOUNT right away. Do you, personally, have a/an [local terminology for ATM/debit card]? Yes or no? (The respondent must CURRENTLY have a/an [local terminology for ATM/debit card])

Response Options:
Yes - 1
No - 2
Don't Know - 3
Refused - 4

(If respondent has an account at a financial institution AND has a/an [local terminology for ATM/debit card], continue to Item 3)

(If respondent does NOT have an account at a financial institution or says “don’t know” or refuses but DOES have a/an [local terminology for ATM/debit card], Continue to Item 3)

3. Is this [local terminology for ATM/debit card] connected to an account with your name on it?

Response Options:
Yes - 1
No - 2
Don't Know - 3
Refused - 4

3. Please tell me whether each of the following is A REASON why you, personally, DO NOT have an account at a bank or another type of formal financial institution. Is it:

  • Because financial institutions are too far away
  • Because financial services are too expensive
  • Because you don’t have the necessary documentation (identity card, wage slip, etc.)
  • Because you don’t trust financial institutions
  • Because of religious reasons
  • Because you don’t have enough money to use financial institutions
  • Because someone else in the family already has an account
  • Because you have no need for financial services at a formal institution

Response Options:
Yes - 1
No - 2
Don't Know - 3
Refused - 4

CATEGORIES:


GEOGRAPHIES TESTED:

Afghanistan
Albania
Angola
Argentina
Armenia
Australia
Austria
Azerbaijan
Bahrain
Bangladesh
Belarus
Belgium
Belize
Benin
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Central African Republic
Chad
Chile
China
Colombia
Comoros
Democratic Republic of the Congo
Republic of the Congo
Costa Rica
Cote d'Ivoire
Croatia
Cyprus
Czech Republic
Denmark
Djibouti
Dominican Republic
Ecuador
Egypt
El Salvador
Estonia
Ethiopia
Finland
France
Gabon
Georgia
Germany
Ghana
Greece
Guatemala
Guinea
Haiti
Honduras
Hungary
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jordan
Kazakhstan
Kenya
Korea
South
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Lithuania
Luxembourg
Macedonia
Madagascar
Malawi
Malaysia
Mali
Malta
Mauritania
Mauritius
Mexico
Moldova
Mongolia
Montenegro
Morocco
Mozambique
Myanmar (Burma)
Namibia
Nepal
Netherlands
New Zealand
Nicaragua
Niger
Nigeria
Norway
Oman
Pakistan
Panama
Paraguay
Peru
Philippines
Poland
Portugal
Qatar
Romania
Russia
Rwanda
Saudi Arabia
Senegal
Serbia
Sierra Leone
Singapore
Slovakia
Slovenia
Somalia
South Africa
South Sudan
Spain
Sri Lanka
Sudan
Swaziland
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Togo
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States of America
Uruguay
Uzbekistan
Venezuela
Vietnam
Yemen
Zambia
Zimbabwe

POPULATIONS INCLUDED:
Female
Male

AGE RANGE:
Adolescents
Adults

DOWNLOAD MEASURE

Scoring Procedures:

Not Applicable

PRIMARY CITATION:

The World Bank (2017). 2017 Global Findex Questionnaire. https://globalfindex.worldbank.org/#data_sec_focus

Pyschometric Score:

FORMATIVE RESEARCH

 Qualitative Research

 Existing Literature/Theoretical Framework

 Field Expert Input

 Cognitive Interviews / Pilot Testing

RELIABILITY

 Internal

 Test-retest

 Interrater

VALIDITY

 Content

 Face

 Criterion (gold-standard)

 Construct

Psychometric Scoring

NO
Total Score: 0.00/10 Points (NO DATA) 

Citation Frequency

No

KEY

 FULL POINTS
 PARTIAL POINTS
 NOT ASSESSED
 NOT APPLICABLE

For more details, see Scoring Methodology

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