Global Findex Questionnaire 2017: Financial Savings

The Financial Savings measure includes 3 items from the 2017 Global Findex Questionnaire. The items ask respondents about personal savings through financial institutions or informal savings groups. The 2017 Global Findex Questionnaire is a multi-country survey developed by the World Bank, which aims to capture the condition of financial inclusion globally. Navigational aspects (i.e. skip-out patterns and next question sequences) have not been included on this page but can be viewed on the original questionnaire located here.


Geographies Tested: Afghanistan,Albania,Algeria,Angola,Argentina,Armenia,Australia,Austria,Azerbaijan,Bahrain,Bangladesh,Belarus,Belgium,Belize,Benin,Bhutan,Bolivia,Bosnia and Herzegovina,Botswana,Brazil,Bulgaria,Burkina Faso,Burundi,Cambodia,Cameroon,Canada,Central African Republic,Chad,Chile,China,Colombia,Comoros,Democratic Republic of the Congo,Republic of the Congo,Costa Rica,Cote d'Ivoire,Croatia,Cyprus,Czech Republic,Denmark,Djibouti,Dominican Republic,Ecuador,Egypt,El Salvador,Estonia,Ethiopia,Finland,France,Gabon,Georgia,Germany,Ghana,Greece,Guatemala,Guinea,Haiti,Honduras,Hungary,India,Indonesia,Iran,Iraq,Ireland,Israel,Italy,Jamaica,Japan,Jordan,Kazakhstan,Kenya,Korea, South,Kosovo,Kuwait,Kyrgyzstan,Laos,Latvia,Lebanon,Lesotho,Liberia,Libya,Lithuania,Luxembourg,Macedonia,Madagascar,Malawi,Malaysia,Mali,Malta,Mauritania,Mauritius,Mexico,Moldova,Mongolia,Montenegro,Morocco,Mozambique,Myanmar (Burma),Namibia,Nepal,Netherlands,New Zealand,Nicaragua,Niger,Nigeria,Norway,Oman,Pakistan,Panama,Paraguay,Peru,Philippines,Poland,Portugal,Qatar,Romania,Russia,Rwanda,Saudi Arabia,Senegal,Serbia,Sierra Leone,Singapore,Slovakia,Slovenia,Somalia,South Africa,South Sudan,Spain,Sri Lanka,Sudan,Swaziland,Sweden,Switzerland,Syria,Taiwan,Tajikistan,Tanzania,Thailand,Togo,Trinidad and Tobago,Tunisia,Turkey,Turkmenistan,Uganda,Ukraine,United Arab Emirates,United Kingdom,United States of America,Uruguay,Uzbekistan,Venezuela,Vietnam,Yemen,Zambia,Zimbabwe

Populations Included: Female, Male

Age Range: Adults


1. In the PAST 12 MONTHS, have you, personally, saved or set aside any money to start, operate, or grow a business or farm?
2. In the PAST 12 MONTHS, have you, personally, saved or set aside any money FOR OLD AGE?
3. In the PAST 12 MONTHS, have you, personally, saved or set aside any money by _________? (Read the methods)

  • Using an account at a bank or another type of formal financial institution (This can include using another person’s account)
  • Using an informal savings groupclub such as [local terminology for savings groupclub] or a person outside the family
  • In the PAST 12 MONTHS, have you, personally, saved or set aside any money for any reason?

Response Options:
Yes - 1
No - 2
Don't Know - 3
Refused - 4

Scoring Procedures

Not Applicable

Original Citation

The World Bank (2017). 2017 Global Findex Questionnaire.

Psychometric Score

Ease of Use Score

Scoring breakdown

Formative Research

Qualitative Research

Existing Literature/Theoretical Framework

Field Expert Input

Cognitive Interviews / Pilot Testing








Criterion (gold-standard)



Ease of Use


Scoring Clarity


Join the EMERGE Community

to get the latest updates on new measures and guidance for survey researchers