The Living Standards Survey-Nigeria: Credit Use measure uses 2 items from the third wave of the Nigerian General Household Survey (NGHS-3), which is a nationally representative, multi-dimensional survey conducted across Nigeria in two visits: post-planting and post-harvest seasons. This measure captures aspects around credit use. Navigational aspects (i.e. skip-out patterns and next question sequences) have not been included on this page but can be viewed on the original questionnaire located here.
Geographies Tested: Nigeria
Populations Included: Female, Male
Age Range: Adolescents, Adults
1. Which household member(s) was (were) responsible for [LOAN] or the application for [LOAN]?
Response Options:
List up to 3 from Household Roster
_______
2. What was the main reason for applying for [LOAN]?
Response Options:
Purchase land - 1
Purchase agricultural inputs for food crop - 2
Purchase inputs for cash crop - 3
Business start-up capital - 4
Non farm business costs - 5
Ceremonies (marriage, burial, other social functions etc) - 6
Education - 7
Motor vehicle purchase - 8
Home purchase or construction - 9
Other household consumption - 10
Other (Specify) - 11
Not Applicable
National Bureau of Statistics (NBS) - Federal Government of Nigeria. (2019). Nigeria - General Household Survey, Panel 2015-2016, Wave 3. https://microdata.worldbank.org/index.php/catalog/2734/related-materials
Psychometric Score
Ease of Use Score
Formative ResearchQualitative Research
Existing Literature/Theoretical Framework
Field Expert Input
Cognitive Interviews / Pilot Testing
ReliabilityInternal
Test-retest
Interrater
ValidityContent
Face
Criterion (gold-standard)
Construct
KEY
Ease of UseReadability
Scoring Clarity
Length
Evidence-based Measures of Empowerment for Research on Gender Equality (EMERGE)
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