Items:

1. When you want or need to buy things like food or clothing for yourself or your family, which of the following answers best describes your situation after joining the program for the last 4 years?

Response Options:*
No answer
You have your own money so can usually buy what you need
You occasionally have to get the money from your husband or someone else in the household
You always have to get the money from your husband or someone else in the household
Don’t know
Not applicable

How do you feel about the following statements:

2. Food
Response Options:*
No answer
Less in quantity
Same as before [microcredit program participation]
More in quantity
Better quality of food
Not applicable

3. Clothing

Response Options:*
No answer
Same as before [microcredit program participation]
Worst than before, can’t buy now when needed
Can now buy when needed
Can now buy when I want even if not needed
Not applicable

4. Medical Care

Response Options:*
No answer
Same as before [microcredit program participation]
Have to look now for money when somebody got sickduring emergency
Can now have savingscash for emergency needs
Not specify
Don’t know
Not applicable

5. Provision of educational expenses

Response Options:*
No answer
Same as before
Doesn’t now have the capacity to send all my children to school
Doesn’t now have the capacity to send some of my children to school
Can now confident that I can send my children to schoolcollege
Can have savings for my children’s education
No more students
Not applicable

6. Home improvements

Response Options:*
No answer
Same as before
Doesn’t have money now to even fix the house
Can now have savings to repair the house
Can now buy household appliances
Not specify
Not applicable

7. Use of time

Response Options:*
No answer
Same as before
Spend more time for business and less time for household chores
Spend more time for business as well as for household chores
Spend more time for family and leisure
Spend less time for family and leisure
Not specify
Not applicable

8. Ownership of assets

Response Options:*
No answer
Same as before
Owned more assets than before
Owned less assets than before
Not specify
Not applicable

9. Physical Mobility

Response Options:*
No answer
Same as before
Has more freedom to move
Has less freedom to move
Not specify
Not applicable

10. Perception of one’s status

Response Options:*
No answer
Same as before
Feel more empowered
Feel less empowered
Not applicable

11. Training needs

Response Options:*
No answer
Does not need training
Need to acquire business skills
Need to acquire marketing skills
Need to acquire financial skills
Need to acquire negotiating skills
Need livelihood trainings
Not applicable

12. My role in performing HH chores
13. The care of children
14. I’m now capable of using my income
15. I still have less control
16. I now have a greater say
17. I am now more active
18. I now have greater self-confidence
19. I now understand the division of work
20. I now understand that my role may differ

Response Options:*
No answer
Strongly agree
Agree
Disagree
Strongly disagree
Don’t know
Not applicable

* Numeric codes for the Response Options above were not provided in the original report.